Wallet Integration

Company Overview

UTILITY MINI FINANCIAL SERVICES is a digital Fintech company that provides secured and easy to use Wallet based Portals, B2B Wallet to Wallet Multi-Product Integration, API, SDK solutions. We are specialists in developing complete web end to end web solutions for Travel, Fintech, E-commerce industry by offering technology that delivers high-end performance, affordable easy to use internet booking engines that will deliver online sale sales success to your company.

Developing a platform for your business doesn’t have to be expensive and stressful. Mini bank India World will develop you a portal capable of providing unlimited company as well as White label Super Distributors, Master Distributors, Distributors, and Retailers. We will be integrating B2B Wallet to Wallet and APIs which will comprise of all the essential facilities and features with minimum Transaction failure ratio and Maximum profit ratio with the best margins in all products.

Salient Features

Dynamic and User-Friendly Front End Panel

Easy to Administer and Configure the Software

Excellent Security Features to allow OTP based Login

System Access Log for each activity to trace any Malicious practice by user

Lightweight & advance Android Application

On the fly Open Recharge API Integration

Basic e-Commerce

Excellent Support

Table View

Mobile Recharge
S.NO	Operator	Wallet Integration Commission %
1	Airtel	1.60%
2	Jio	1.50%
3	Idea	2.50%
4	Vodafone+	2.50%
5	BSNL (Top-Up)	2.50%
6	MTNL(MUMBAI)	2.50%
7	MTNL (DELHI)	2.50%

DTH Recharge
S.NO	Operator	Wallet Integration Commission %
1	Airtel Digital TV	2.50%
2	Dish TV	2.50%
3	Reliance Big TV	3.00%
4	Sun Direct TV+	2.50%
5	Tata Sky TV	2.50%
6	Videocon D2H TV	2.50%

DMT (Domestic Money Transfer) Retailer
INR	Yes Bank (Commission)	ICICI Bank (Commission)
₹1,000	₹ 5	₹ 5
₹2,000	₹ 10	₹ 10
₹3,000	₹ 15	₹ 15
₹4,000	₹ 20+	₹ 20
₹5,000	₹ 25	₹ 25

Flight Booking
Type of Booking	Wallet Integration Commission %
Domestic Flights	Upto 4%
International Flights	Upto 8%
Flight Insurance	Upto 10%

Train Booking
Non-AC	₹ 10 per ticket*
AC	₹20 per ticket*
* Surcharge from the customer

Bus Booking
Type
6.00%
* Surcharge from the customer

PAN Card Services
Per Card Mini Bank Cost	Retailer Cost
₹ 107 per Pan Card*	₹200 -300 per Pan Card*
* Surcharge from the customer

Hotel Bookings
6.50%
* Surcharge from the customer

Insurance
Type	Wallet Integration Commission %
Two-Wheeler Insurance	12%
Four-Wheeler Insurance	12.5%
* Surcharge from the customer.

AEPS COMMISSION
TRANSACTION AMOUNT	Wallet Integration Commission ₹
0-100	0
101-200	0.30
201-300	0.40
301-400	0.50
401-500	0.80
501-600	0.90
601-700	1.00
701-800	1.10
801-900	1.20
901-1000	2.00
1001-1100	2.10
1101-1200	3.00
1201-1300	3.10
1301-1400	2.40
1401-1500	3.50
1501-1600	3.60
1601-1700	3.70
1701-1800	3.80
1801-1900	4.00
1901-2000	5.00
2001-2100	5.10
2101-2200	5.20
2201-2300	5.30
2301-2400	5.40
2401-2500	5.50
2501-2600	5.70
2601-2700	6.00
2701-2800	6.25
2801-2900	6.50
2901-3000	7.10
3001-99999	7.50

MICRO ATM COMMISION
TRANSACTION AMOUNT		Wallet Integration Commission ₹
100	>499	0	₹ 5 - 10
200		0.30
300		0.40
400		0.50
500	500-999	0.80	₹ 10 - 15
600		0.90
700		1
800		1.10
900		1.20
1000	1000-1499	2	₹ 10 - 15
1100		2.10
1200		3
1300		3.10
1400		2.40
1500	1500-1999	3.50	₹ 15 - 20
1600		3.60
1700		3.70
1800		3.80
1900		4.00
2000	2000-2999	5.00	₹ 20 - 30
2100		5.10
2200		5.20
2300		5.30
2400		5.40
2500		5.50
2600		5.70
2700		6.00
2800		6.25
2900		6.50
3000	3000 to 3499	7.00	₹ 30 - 35
3100		7.50
3200		7.50
3300		7.50
3400		7.50
3500 TO 10000	3500 TO 10000	7.50	₹ 35 - 100